It makes me very uncomfortable. It is so undefined as to make it entirely plausible that we could end up 10-2 and not in the top 8. — Riveraggie
The uncomfortableness is totally understandable after last year.
However, I refuse to believe that a 10-2 UC Davis team doesn't get a top-8 seed. I guess maybe if we got absolutely demolished (like by 50 or something). And even then we might still get top-8. Just last year Montana State went 8-3, lost to Montana 37-7 to end the year and still got a 6 seed. Losses to teams seeded 1, 2 and 4, best (and only) ranked win was over a 7-4 Sac St. So we'd have 1 less loss, comparable losses, 1 better win (Idaho) and a second equal win (us vs Mont, Mont St vs. Sac).
Heck, our 2018 team went 9-2, best wins over FBS San Jose St (who went 1-11) and a 6-5 Montana or 6-5 Idaho State, lost to Eastern Washington 59-20 in our second to last game and still got a 6 seed.
Looking at resumes:
No. 6 Incarnate Word will likely be 10-2 with a loss to South Dakota St and by 7 at a 3-7 Southern Illinois. Best win by 24 over No. 25 Northern Arizona.
No. 7 Mercer will end up at 10-2 with a loss to Alabama and a currently 3-6 Samford by 20. Best win over No. 19 Chattanooga.
No. 8 Idaho, best win over No. 14 Abilene Christian and FBS Wyoming. Losses to Oregon, us, Montana St. You could make an argument they could jump us but we'd probably have to get pounded by Mont St since Idaho lost to them by 31.
No. 9 Villanova could end up at 10-2 (though maybe 9-3). Best wins at 10-2 would be over No. 16 Stony Brook and what would be a 9-2 Delaware. Lost to Maryland and by 28 to a 5-5 Maine.
No. 10 Montana would stay behind us unless they beat Montana St.
No. 11 Richmond would be 10-2. Losses to Virginia and 5-5 Wofford. Beat Delaware but avoided the other three ranked teams in the conference.
No. 12 SE Missouri St would be 10-2, losses to New Mexico St and 5-6 Lindenwood. Only ranked win is over No. 18 UT Martin.
A 10-2 UC Davis has a better resume than every single one of those teams except maybe Idaho. Put NDST, SDST, SD, and MSU in front of us and throw Idaho in there too. That means three of those teams listed above would have to be picked before us for us to be 9th.
Like you said, we've been burned by the committee in the past but our resume is also better this year. We played the other 3 top teams in the conference, winning two of them. No bad losses (like last year losing to EWU and NAU). If we beat Sac (not a sure thing of course!), I'd be shocked if we aren't in the top-8.