The more I think about it the more I think how crazy it is for anyone to rank either Idaho or Montana ahead of us.
Montana went 7-4 against FCS. Lost to top-3 in conf plus Idaho. Didn't beat any winning teams. Trailed by 41 points in a game.
Idaho went 7-2 against FCS. Lost to Sac but missed Weber/Mont St. Beat Montana at Montana. Never trailed by 41 points in a game.
UCD went 6-4 against FCS. Lost to top-3 in conf plus a top-2 playoff seed. Beat Idaho at Idaho. Never trailed by 41 points in a game.
If you're comparing UCD vs. Montana... both lost close to Sac, both lost close to Weber. Montana lost to MSt by 34, UCD lost by 17. Montana lost at home to Idaho. UCD beat Idaho on the road by 18.
If you're comparing UCD vs. Idaho... both lost close to Sac. They lost two FBS games. We lost an FBS game, 2 games to the likely top-2 seeds an another game to a third potential seeded team. UCD won at Idaho by 18.
All three teams beat the objectively worse teams on their schedules.
There's basically nothing in their resume's that you can point to that would make you rank either of those other teams above us. We performed better against the good common opponents than Montana did. We played a tougher schedule than Idaho did, performed the same against the one common good opponent. Oh, and we beat them handily at their place.
If I'm taking 4 Big Sky teams, UCD is in. If I'm taking 5 Big Sky teams, UCD and Idaho are in.
Brian McLaughlin who used to write for HERO Sports as well and now for Gridiron Heroics also picked the Aggies to get in as the last team basically with the argument that we're much better than most of the 7-4 teams.