I'm going to predict an upset: UCD 28, Cal 27. Why? Just in case I can get credit for being the first one to predict it. If I'm wrong, no one will remember, but if I'm right...
The 20.5 point spread is just about the same as the last match between Cal and the Aggies in 2022, won by the Bears 34-13. I think the closest UCD ever got was in 2019 when it was 27-13. I'd be happy with something like that this time.